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Nicolas Baker, Amy Lucero, and Karin Timm are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (Nicolas’s CA Insurance License #0M17579), (Amy’s CA Insurance License #0C65189) CO, DE, MN, MT, ND, NJ, NM, NV, NY, OK, SD, TX, VA, WA, WI. No insurance business may be conducted outside this/these states referenced.

Nicolas Baker, and Amy Lucero are Registered Representatives of and collectively offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPCa licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of AK, AZ, CA, CO, FL, IN, KS, MD, MN, MS, NC, ND, NJ, NM, TX, VA, WA, and WI. No offers may be made or accepted from any resident outside the specific state(s) referenced. NYLIFE Securities and Eagle Strategies LLC are New York Life companies.

Nicolas Baker is registered as an investment adviser representative with Eagle Strategies LLC, a Registered Investment Adviser, and is licensed and offers advisory services in the states of AK, AZ, CA, CO, FL, IN, KS, MD, MN, MS, NC, ND, NJ, NM, OJ, TX, VA, WA, and WI. Eagle Strategies is a New York Life company. As such, these services are strictly intended for individuals residing in the specific states referenced.

Nicolas Baker is a member agent of The Nautilus Group® is a service of New York Life Insurance Company. Neither The Nautilus Group®, its member agents, nor its staff provide tax, legal, or accounting advice. Clients are urged to seek the advice of their own professional advisors before implementing any planning strategies. Syndicus Financial LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.