In aligning resources with the things you value most
Life isn’t just numbers- it’s about focusing on what’s important to you. We start with identifying and clarifying your goals, and then aligning your resources towards accomplishing those things. We find our clients have a much deeper sense of life satisfaction knowing that they are on track towards retirement, legacy, security, lifestyle, charity, community, business transition, and more.
That you need honesty
Relationships are all about trust and communication. We believe that our clients always deserve the truth, whether that means being straightforward about what it will take to achieve their goals, to transparency in fees, product options, education, and communication. We operate at a fiduciary level which means a higher standard for you, and that we are always acting in your best interest.
That financial planning should simplify, not complicate things
Success often brings complexity. Without organization, the noise and pressure of running a business or highly skilled profession, along with a growing constellation of financial pieces, can mean that important financial decisions can easily get delayed. Setting a compass to what your goals are makes many decisions straightforward. We align your resources to those things you value most, which allows everything to work together. Finally, we utilize secure technology to give you a clear dashboard of your entire financial picture and how on-track you are to these goals so you can measure your progress while still focusing on life.
In goals-based investing
Investing is about time in the market, not timing the market. We believe in investing for the long term rather than chasing short term gains and hoping for the best. We work with you, utilizing time-tested strategies such as proper allocation, dollar-cost averaging, and tax-efficient investing. Proper investment product selection can support select needs, and pro-active positioning can avoid the common pitfall of reactionary and emotional investing.
In evidence-driven financial planning
Our process is white paper and research-driven, integrating a variety of solutions when developing strategies and utilizing proven tactics such as incorporating whole life insurance into a retirement income plan to create more efficient outcomes for income and legacies. Our comprehensive planning process typically encompasses risk management, asset accumulation, and distribution strategies, and we are sure to keep our clients informed along the way to make sure they understand what we are doing to achieve their goals.
In having access to multiple product options
We believe that our clients are best served by having access to a broad spectrum of product options, both fee-based and commission-based. In this way, we can make recommendations on what is the best fit for the client’s situation rather than what may be the best fit for the advisor. It has been our experience that clients are relieved to have a trusted advisor review a spectrum of products and services, understand and explain the details of those solutions, and to be able to advise them on all their needs.
That true strength comes from everything working together
It’s not about the strength of any one thing, but that it all works harmoniously to get you to your goals. From products to advisors, personal planning to business planning, everything is connected. Entrepreneurs know that the business is often the keystone for not just their own financial well-being, but also supports their clients, employees, and community. Understanding how all this fits together is what we do.
That life changes
We believe in planning proactively for key transition points in life while keeping flexibility in mind. While we cannot predict the future or time the market, we try to put our clients in the position through planning to take advantage of opportunities as they arise. While we all hope for the best, we also prepare for impact in case life throws a curveball. We believe your plan should adjust as life changes.
